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An Anniversary doesn�t have to be a big or even number to warrant a celebration. A party should be held after every year you are happily married! An anniversary party can follow many themes and be held in a home, restaurant or hall.

Send out invitations well in advance of your gathering. They can be in wedding bell shapes, lovebirds, hearts or with whatever theme you have going on. A party supply store will have oodles of themes to choose from, including a safari, a 60�s theme or a classic car party. Paper products to match the motif include thanks you cards, party favor bags, plates, napkins and tablecloths. Plastic silverware in any color is review of penis enlargement products available for easy clean up and disposal.

Other penis enlargement products anniversary party needs would be balloons, flowers and streamers. If you are having a large open house style gathering, use centerpieces of flowers which compliment the theme. A palm tree for safari�s, a convertible plastic car for the classic and a pair of fuzzy dice for the 60�s work well in the center of the table. Your budget is the only limiting factor in decorating.

Games are often difficult to play at an open house or anniversary party, but you can have other entertainment. Play the wedding video in the background or on a laptop computer. Have pictures posted or set out the wedding photo album for everyone to peruse and reminisce.

Party favors can be given out in the form of a picture with a thank you, a fun theme oriented figure or just table mints. Use your imagination to top every previous year�s celebration. Take lots of pictures to continually add to a scrapbook just meant for the anniversary party. Have fun and watch everyone grow old and gray together over the years!

GOLF GRABS BULGARIA!

At the present time there are only three golf courses in the whole of Bulgaria: one at Elin Pelin, near the capital, Sofia, and two owned by Air Sofia. These are located at Ihtiman, opened in 2000, 40km from Sofia, and at Sliven, opened in 2004, 90km from the Black Sea.

Because of the increasingly rapid rise in foreign interest in Bulgaria recently, several more golf courses are proposed. One of these will be located at Razgrad, in the north-east, about 90km from the Black Sea. More are scheduled to open in the next few years: two at Kavarna and one at Primorsko, near Sozopol.

Mountain and ski areas will be represented by a golf course in the ski town of Bansko this year, and a very large golf complex between Kostenets and Borovets, the country's foremost ski resort. This is scheduled for 2007, the year of Bulgaria's entry into the European Union, and will be located at Dolna Banya, already near Bulgaria's first golf course at Ihtiman.

Bulgaria Properties Ltd has purchased almost 6 acres of prime development land adjacent to the proposed golf course at Dolna Banya. The plans are to construct about 220 apartments around a comprehensive sports complex, with access to the golf course by a short footpath. The amenities on site are to include tennis, volleyball, squash, badminton, lawn bowls, boules (boccia), shooting, archery, croquet, mountain biking, and fishing nearby. Indoor facilities will include a 140-seat main restaurant and cabaret stage, a huge main bar (perhaps the largest in Bulgaria), a sports bar with projection TV, snooker, pool, table football, table tennis, a Chinese restaurant, Indian restaurant, fast food cafeteria, pizzeria, gymnasium, sauna, massage parlour, clinic, chemist, sports shop and minimarket.

Steve Avery, a Director of Bulgaria Properties Ltd, said, �It may sound like a clich� but we really were in the right place at the right time! After two years in this business, I just couldn�t believe my luck to find such a gem. Anyone involved in this project should make a serious return on their investment.�

GENERAL OBSERVATIONS ABOUT THE BULGARIAN PROPERTY MARKET

On Borovets and Bansko generally, Steve had this to say: �Apart from having ski lifts and ski runs, these two towns are quite different from each other, and appeal to different groups of people. Bansko is an old, traditional residential town with lots of character and no fewer than 180 quaint taverns full of local people singing and dancing to a typical Bulgarian folk band. Borovets, by contrast, is purely a resort, with hotels, modern west European-style bars and night-clubs, caf�s and restaurants. Residential property and holiday homes are therefore readily available in Bansko, but not in Borovets, where the closest you can get is usually in one of the surrounding villages.

�As for property values, Bansko went mad for a period of three months at the end of 2003, with land prices doubling, and then calmed down penis enlargement with vigrx plus. Many poor goatherders suddenly found that they were rich. Nothing wrong with that, I say. Since then values have been pretty steady there until now, when they�re starting to creep up again. The reason for this is that the sudden surge in foreign tourists to Bansko has left the supply of holiday accommodation woefully short of the demand. And this trend shows no sign of abating. To try to cope with it, there have sprung up many hotels and apartment projects, but it seems unlikely that even these will be able to satisfy the demand for accommodation for several years yet. As a result, the prices for such apartments range from 1,000 Euros per sq.m. for a ground-floor unit facing away from the mountains, to 1,350 Euros per sq.m. for a top-floor example with a mountain view. Yet, people buy them. I guess, because a 1 bedroom 60sq.m. apartment for �41,000 is still a far better deal than you�d get in Spain. I�ve heard developers claim that 90% of their apartments are sold within 3 weeks! I only hope that we have such luck when ours are released in June!

�In this respect Borovets, again, is different. Although it�s Bulgaria�s first and best-known ski resort, it stagnated for years� until now. The �Super Borovets� project, funded by EU, governmental, foreign and local business sources, is scheduled to run from 2005 to 2009, and will revitalise the whole region around the town to a radius of 10-12km. This has already started to affect property values in the surrounding areas. To give an example, in March 2004 we bought, unseen, a half-acre plot in a village 15km from Borovets. When I visited it, I discovered that it wasn�t suitable for building apartments; so, I put it on the market in August. By November it was sold at an 80% profit � after all costs were deducted!

�I am personally of the opinion that the �Bansko effect� could strike around Borovets at any moment. That�s the reason why Bulgaria Properties Ltd is developing four projects here, and only two in Bansko. We can sell these apartments about 15% cheaper � at the moment, anyway. Borovets must surely offer a better return on investment, regardless of the type of property bought: land, a shack, whatever. You won�t find new apartments easily, though. As far as we know, Bulgaria Properties Ltd is the only developer building them. I don�t, however, expect this monopoly to last for long.

�Bulgaria�s third ski region is at Pamporovo, which, like Borovets, is purely a resort. Funding is starting to come in, but full development, if it happens at all, is likely to follow several years behind Borovets. Its distance from Sofia (a day�s drive) makes it less attractive to visitors from north and west Europe. It is, however, popular with Greeks, because of its proximity to the frontier. One of Bulgaria�s major motorway routes to Greece will pass very close to Pamporovo, and this should boost its popularity, as well as making the Mediterranean Sea more accessible.

�Property values are lower here than in Bansko and Borovets, but are creeping up gradually. I reckon that Pamporovo is a good long-term prospect; say five to ten years. The only reason why Bulgaria Properties Ltd has no developments here is because I�ll probably have retired before the boom happens.�

How does a mountain area investment compare with coastal properties?

�Significant differences yet again. Until recently, most of the investment was flooding into the northern Black Sea coast resorts, from Varna down to Sunny Beach. The area became very popular as a result of the Bulgarian government�s �Bulgaria the Beautiful� TV campaign back in the �80s, and the subsequent interest of package tour operators. Now that the north is saturated with developments, the interest has begun to creep down the coast. This is causing a steep rise in property values. They are still lower than those in the north, but the gap is closing. An investment in the south should therefore offer a better ROI.

�Don�t expect, though, the ambience of the south to become like that of the north. When I discussed the subject with the Chairman of the Bulgarian Foreign Investment Agency last year � an extremely intelligent and able young man, I must add � he told me in no uncertain terms that he did not want the south to become like the north. His very words were: �We don�t want another Benidorm.� So, prospective property purchasers need to bear this in mind, and balance their desire for more capital growth, or their willingness to accept less, with the different rental market appeal of the two regions, along with their own taste in holidays.

�There is one highly significant factor, however, which very often goes unnoticed until it is too late; and it applies to the whole coast. Most people don�t know that it freezes on the coast in winter. When they see the coastal resorts basking in the hot summer sunshine, it�s difficult to imagine snow on the ground. The entire coast simply shuts down in the winter, and nothing happens. It�s as dead as a doornail. Therefore, rental income can be fairly assured for 15 weeks, possibly 20, plus some odd bits in the shoulder seasons of April and October. The coast has a five-month season from May to September, compared to nine months in the ski areas. Those people buying only for rental income, therefore, would find the mountains far more lucrative.

� �The Times� recently published an article, saying: �Rental yields tend to be better for ski properties than those on the coast because of the longer ski season. You could expect about 12 per cent gross yield for a good ski apartment and about half that on the coast.�

�Rents vary greatly, and depend on many factors, most of which should be obvious: location, size, view, amenities. The standard of finish and the condition of the property can also determine your market quite radically. To appeal to west Europeans, and to command the highest rents, your property must be well finished and appointed, and be in tip-top condition. If it is not, you still have a market for east Europeans, who tolerate less salubrious surroundings because they pay much less, usually about half of the west European rates.

�Generally, summer rental rates on the coast equate to winter rates in the ski resorts, both seasons being about five months. Remember that you also have about four months� additional rent, though at lower rates, during the summer in the mountains. These rates should increase gradually, as the Government programmes to make the ski towns more popular for summer holidays make their mark.

�There are several Bulgarian agencies willing to manage your rental properties for you. Expect to pay about 20% of the rent as a fee.�

What about properties in the countryside?

�Not a serious contender in the ROI stakes, I think. Not if you consider the effort involved. You can pick up property very cheaply indeed in the inland areas, away from the resorts. Almost always it�ll need some kind of work; anything from a face-lift to demolition. There�s often no inner staircase to the bedrooms, no bathroom, and the toilet is in a shed in the garden. This kind of property is great for buyers who want to get away from their homeland, and disappear in the beauty of nature permanently. As a business, it could appeal to self-builders or DIY enthusiasts, prepared to do it for fun, and accept a low return on their financial and physical investment. As for rental income, forget it!�

And the cities?

�Again, there are differences, even between cities. The prime city is, of course, Sofia, the capital. Buy the right apartment here, in the right area, and you can expect a guaranteed rental return of about 12% per annum. The flavour of the month is gated communities, particularly in the south of the city. The diplomatic residential district of Vitosha is one of the best bets. There is a ready demand for luxury accommodation from diplomatic staff and executives seconded by foreign companies, usually on a long-term basis, and this demand should increase as 2007, the year of Bulgaria�s accession to the European Union, approaches. Although you should expect to pay high for such properties by Bulgarian standards, it�s still only the price of a tarted-up Victorian terraced flat in a UK provincial town.

�There�s virtually no market for tourist rentals in Sofia, as it�s probably the least interesting European capital city. It�s also very polluted, although they are trying to clean up their act, ready for EU entry in 2007.

�Plovdiv, the country�s second city, is much more pleasant. It has a quaint old town, as well as modern business districts. It therefore bridges the gap between business and tourism, as far as rentals are concerned. Plovdiv is connected to Sofia by an excellent motorway, on which you can keep the pedal to the metal, if you�re prepared to risk an on-the-spot fine of 50 Leva (about �18).

�Veliko Tarnovo is probably Bulgaria�s most touristic city, with its citadel and mediaeval ramparts. Most people who buy property here do so to make it their main home. The city itself is beautiful, and it has everything a townie needs. Drive a short distance, and you�re in some wonderful countryside sizegenetics penis enlargement device. You couldn�t really make a good living from rentals, but it�s the perfect place to retire to.

�There�s one more thing which is important enough to mention: Mineral baths. These exist all over Bulgaria, the most significant being at Narechen, south of Plovdiv, and Momin Prohod, near Kostenets. Scientific studies rank Bulgaria among the foremost in Europe for hydrothermal, bioclimatic and mud treatments, sea cures and other health resources. Bulgaria is a world leader with its exceptional diversity of medicinal herbs and the excellent curative properties of its apian products. Any property near a spa should attract a premium to its sales or rental value.�

Full details about the �Super Borovets� project, price madness in Bansko, golf developments in Bulgaria, and new apartments in Bansko and Borovets can be seen at the Bulgaria Properties Ltd web site www.BulgariaProperties.net. Or you can e-mail advice@BulgariaProperties.net, or call the company at +44 (0)871 226 2296 to order a free 28-page hand-out, or just for a chat, if you prefer. They always have time for you.

For my grandfather a junk man meant driving around in his truck knocking on doors collecting junk. He would then place the junk in the back of his truck. When he had a full load, he would drive to the local junk dealer and sell the items he had collected. On this money he supported his family.

As a child, I remember standing outside in my yard waiting for my grandfathers battered truck with beat up wooden sides to come rumbling down the street. My sister and I, along with my two cousins that lived across the street, would scream for joy to see my grandparents.

Immediately, after the truck was parked safely in our driveway we all climbed into the back of my grandfathers truck. It was always loaded with unusual items such as toliets, sinks and lots of bathtubs. We never knew what we would find when we went exploring. It was a childs dream.

Obviously, some of my toys came directly from the back of my grandfathers truck. As a child, I loved to read books. I had a field day sifting through all the books that were thrown in the back of the truck. My grandfather did not read English consequently, he did not know the content of the books.

I would sneak books I knew my parents would never approve of into my bedroom. My mother always found them and threw them out. Climbing up into the back of that truck has been a memory that has stayed strong with me to this day. Its given me the love to browse through junk stores and yard sales looking for good books. Even today I have retained the love of reading books.

My grandparents came from a small town in Russia. They never spoke of there past life even though I asked them. They both lost there families in the holocaust and speaking about them was to painful. I have always been interested in family history. My grandfather came alone to this country on a cattle boat before the first world war.

My grandfather later sent for my grandmother and then they were married. The funny part of the story is they were first cousins and never betrothed. My grandfather was suppose to marry my grandmothers sister but she had an eye infection and did not pass the custom's physical, consequently, they sent my grandmother instead. They were married for about seventy-five years. They may have had their differences but I never witnessed serious fighting or arguing between them. I could feel the deep love and affection they had for each other. They both lived way into there nineties.

It takes a lot of courage to come to a strange country, not knowing the customs or the language. My grandfather kept a roof over his family of two children and food on the table which was not easy at times. My grandfather learned enough of the English language to squeeze by and managed to support his family.

My grandfather performed all the family errands including the grocery shopping. He would shop by the color and design on the labels. If a penis enlargement with vigrx plus label was changed on the can he wanted to purchase who knows what he would end up with.

My grandmother spoke a little english but she mainly stayed home, kept house and raised the children. I remember watching her boil their clothes in a big pot on the stove stirring it with a large wooden paddle. Then she would rinse them in the sink, ring them out, and rub them on a board.

Not speaking the language and not knowing the customs kept my grandmother trapped in her home. When I was older, I asked my mother about this. She said her mother was happy and why should she rock the boat. My grandmother was happy with her life, I never heard her complain about staying home and taking care of the kids. If my grandmother needed a dress or shoes for a special occasion my mother would go shopping and make the purchase.

I, personally, do not believe in making life easy for your loved ones that they do not make the effort to self improve and become more independent. Everybody should try to become independent. But that was then and this is now and things were so different back in the, "Turn of the Century".

Obviously, we need to look back at the past to go move forward to the future. We can not forget our family history, since we are the product of our past.

I hope, you have enjoyed this article of delving in my past memories. I was lucky, I had grandparents in my life. Today so many children come from broken sizegenetics penis enlargement device homes and the grandparents get separated from their grandchildren.

My own children did not get to spend much time with their grandparents since we lived across the country. I think back now and would have done things differently. I would have made the extra effort to visit more often. Grandparents and family are the foundation in which we want to establish in our children's hearts.

If you have a child or a grandchild and you don't see them often, call them and say, "I love you." If you manage to see them in person give them a big hug and kiss and say, "I love you." A little love goes a long way.

If you enjoyed this article feel free to check out my other articles.

Copyright 2006 Linda Meckler

Picked up pieces from the sports betting weekend. A pro handicapper told me about an old betting angle started back in the 1970s which relates to the mid-point of the NFL season. According to him, people bet on any team that starts the season 2-6 or worse for the rest of the year, and against any team that starts 6-2 or better. This is not a formula for hitting 80% winners the rest of the way, but for sports betting grinders. I don't do that, but I can see reasoning behind the angle. You're going against public perception which means, in theory, you�re getting a few extra points each week, as teams that that 2-6 are likely to be big dogs the rest of the way, while currently strong teams like the Colts and Broncos will be getting respect from oddsmakers. Just thought I'd pass that wagering angle along.

The Terrell Owens saga is ridiculous. A pampered, problem-child superstar continues to backstab teammates and talk about ME, ME, ME, so the coach throws him off the team. A pat on the back for Andy Reid for making that decision. Football is not about ME, it's about teamwork, working hard and working together. Owens was suspended for Sunday night's 17-10 loss at Washington, and will remain suspended for three more games without pay. After that, the Eagles plan to deactivate him for the rest of the season. Does anyone recall the TV speech Owens gave early in preseason, trying to explain his actions? It was embarrassing. Let's hope Owens and his agent aren't dumb enough to go on TV again to try and plead his case.

Athletes wear out their welcome all the time in sports, and most move on to another team for a few years where they often wear out their welcome again. Lost in the shuffle of the Owens' saga is a similar thing that happened in the NFL four years ago. Early in the 2001 season, Patriots All-Pro WR Terry Glenn was being a problem child, missing practices and complaining about a variety of topics. Coach Bill Belichick laid down the law and suspended Glenn. At the time it was a surprise, as New England was short on offensive speed. However, the team showed they were better without Glenn, recovering from an 0-2 start and the sideshow antics by winning the Super Bowl, all without Glenn.

In Cleveland, first-year coach Romeo Crennel has the Browns playing hard. A defensive review of penis enlargement products penis enlargement products expert, the Cleveland defense is allowing 17 ppg after allowing 24 per game last season. The offense is still short on talent and plays a conservative, grind-it-out style. Notice that the Browns are 7-1 �under� the total.

The 3-5 Raiders have had a tough schedule and some bitter defeats, losing at home to KC by 6 when a late drive stalled, and at Philly by 3. Sunday's shocking 27-23 loss at Kansas City on the final play was easily the hardest to take. "This is about as bitter a defeat as you could have," said Oakland quarterback Kerry Collins afterward. It's the type of loss that could break the back of a team. Watch for any finger-pointing or complaining by Oakland players over the next few weeks, especially Randy Moss, who hasn't spoken to the press since early September, which is probably a blessing.

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