Penile Enlargement - A BlogWebsite

The latest NFL Football Odds has the Seahawks penis enlargement pills favored by 9.5 points.

The road-weary Washington Redskins go into the hostile territory of the Seattle Seahawks this Saturday afternoon. At first glance, the �skins look like a solid bet. They are 40-21 ATS as road dogs of 3.5 to 9.5 since 1992, are 6-0 against NFC West teams, and are 6-1 after 2 consecutive SU wins. Plus, the advantage of having one of the greatest NFL coaches in history also sweetens the �skins side. But, teams who are playing their third game in a row, especially entering the 2nd round of the playoffs are quite dismal.

Psychologically, they�ve �proven� themselves to be a good team by beating their first opponent as a road team. This may give them a false sense of superiority, and given penis enlargement review the �skins inefficiency in scoring, Seattle will give them fits on both sides of the ball. The �skins will have to face a well rested �hawks team that is coming off a loss and seeking to avenge its 20-17 loss against these same �skins last October. Teams in this situation are a glaring 8-0-1 ATS. Add to the fact that the home teams in the second round of the playoffs win SU and ATS at about an 80% rate, it�s tough to go against Seattle in this spot.

Ok, let's say you have located a seller who is highly motivated to sell a particular property.

Using your "Check List for Leads" form, you ask the seller focused, specific questions about the most essential criteria of the deal. After questions are answered, you see the following scenario.

3 Bedroom 2.5 Bath
After Repair Value $260,000
Purchase Price: $195,000
(6.5% int, 30 yr fixed - price is sellers payoff on existing loan)
Repairs Zero � Seller had it fixed up already.
Existing Mortgage Payment: $1232.53 (existing payment P&I)
Taxes $2500
Insurance $900
PITI $1515.86 (your actual cost per month with Principal, Interest, Taxes and Insurance)

Keep property location in mind, when thinking of your exit strategy. If property is on astreet that is predominantly rental, it may not be wise to plan to retail the property to anowner occupant. When you have a deadline sizegenetics penis enlargement device such as a balloon or a note that will haveto be paid off at some future point, like in 24 months, your exit strategy must be realistic.The seller is motivated and said that he would consider any offer that would get thesepayments off his back. He has a dead beat tenant in another property and can't make two payments.In this case, as with many "subject-to" offers, we are only offering the payoff, which is $195K.

The potential advantage of making an offer "subject-to" the existing mortgage is financial. You will not have to qualify for a new loan. You will save thousands in loan origination fees, points, etc. that you could have to pay in conjunction with a new loan. This improves your potential profit margin.

We decide we are willing to offer the seller his payoff, if he is willing to agree to sell,subject-to his existing loan. If the seller is truly motivated, the fact that you can close a "subject-to" very quickly can be a big selling point.

In our example, the seller agrees to the "subject-to" arrangement, but saysthat he wants this loan off his credit within 24 months. At that point, the buyer must cash the seller out by getting new financing or selling the property.

Some sellers will be smart enough to ask for "perks", like a cash down payment. Other sellers will be too motivated or won't think to ask for anything down. You have to go with the flow of each deal.

When we write a "subject-to" offer, we want to be as specific about our agreement and terms as possible.

The contract form that I use for writing offers has plenty of space on page one, near the blank where you enter the purchase price.

The form used is not important. To be binding, any offer to purchase real estate must be in writing. But there is no standard form. Contracts range from the generic variety that you can buy at the office supply store, to the official forms approved for use by sales agents in your state.

The form that licensed sales agents use, has a "stipulations" section. You can put the terms of your offer in the stipulations section of your contract, or on page one if space permits. It does not matter, as long as the correct terms are spelled out somewhere. The seller could decide to counter-offer, mark out your stipulations, change them, or add new ones.

Below are some clauses that I would write into this offer:

Purchase Price: $195,000 "Subject-to existing mortgage of $195,000, with payments of $1232.53 per month, principal and interest. Buyer agrees to pay off existing mortgage anytime in a period not to exceed 24 months from date of closing of this agreement."(these are the basic terms of our agreement)

"Buyer to purchase adequate insurance protection valued at or above the purchase price of property."

(you want to have insurance anyway, but I like to put this in to make the seller feel more comfortable)

You want to be clear about any and all terms of your agreement with seller. It may be very simple, as in the example above, or there could be other terms that you and the seller will negotiate and agree to.

When negotiating, you will not always be able to discuss terms with a seller prior to making an offer that is "subject-to" their existing penis enlargement with vigrx plus mortgage. But, if the seller is not willing to discuss the situation and is not forthcoming with information, then chances are you are talking to the wrong seller. Those who are truly motivated, or have a problem they need to solve, will usually be willing to get into a meaningful discussion of the details. If a seller is difficult to deal with, chances are they are not that motivated.

I don't waste a lot of time in such cases. I explain to sellers that I need certain information in order to determine if there is a way that I can help them. Otherwise, I move on.

Your most likely source for creative deals are those who really need to achieve a specific, sometimes urgent objective, like getting out of debt, or avoiding foreclosure. But there are many reasons for doing a creative deal.

There is nothing really complicated about writing "subject-to" offers. You just need to be clear. It is essential that the language is not confusing. Your objective in writing the offer is to dictate the terms of the existing mortgage. In so doing, you are stating how much you are willing to pay, and how you intend to pay it, and when. Think of the "who", "what", "when", "where", guide to writing, when documenting the offer.

I have also done "subject-to" deals with sellers who were not in financial trouble, but just the opposite. There are sellers who will consider "subject-to" offers because of the tax benefits for them. I have had sellers who did not want to collect a large chunk of cash all at once. Or, a seller who does not want to collect the funds in a particular tax year. "Subject-to" offers can be used to address many different kinds of issues.

We tend to associate creative financing with desperation. And in many cases, sellers are desperate. But in some cases, a "subject-to" deal is merely the most beneficial means to an end for both parties.

Every situation and offer are different.Writing creative offers is a skill that you will develop with time and experience.***

NOTE: This article is intended only for general information purposes, and should not be construed as legal advice.If you need help filling out a real contract, please see your favorite real estate attorney first!

Reading ended Preston North End�s 22-match unbeaten run at the Madjeski Stadium. Steve Sidwell opened the scoring for the 7/10 Royals after six minutes but Calum Davidson equalised almost immediately. Leory Lita netted the winning goal for Stev Coppell�s side on the stroke of half time.

Sheffield United lost ground on Reading after losing 3-2 at Brammall Lane to Queens Park Rangers. Marc Nygaard gave the Hoops a sixth minute lead but the 1/2 lead 2-1 through Ade Akinbiyi on 21 and a Marc Bircham own goal eight minutes later. But 5/1 outsiders Rangers levelled through a Chris Morgan own goal after 54 minutes and completed an unlikely win when veteran Paul Furlong netted the third with 15 minutes penis enlargement with vigrx plus left.

Watford edged closer to the second placed Blades with a late winner against Cardiff City. The 4/5 Hornets broke the deadlock after 69 minutes through Malky Mackay but Jeff Whitley levelled for the Bluebirds sizegenetics penis enlargement device on 77. A Riccy Scimeca blunder allowed top goalscorer Marlon King to net the winner with two minutes left.

Gary Kelly became only the tenth player in Leeds� history to make 500 appearances for the club as 8/11 United sunk Luton Town at Elland Road. Two goals in four second half minutes from Jonathon Douglas and Eddie Lewis put Leeds in the driving seat before Steve Howard pulled one back with seven minutes remaining.

Crystal Palace hammered Norwich City 4-1 as they maintained their fifth placed position. Andrew Johnson and Ben Watson gave the 5/6 Eagles a half time lead before Clinton Morrison and Fitz Hall piled more misery on Nigel Worthington�s side. A Darren Ward own goal two minutes from time was the only consolation for the Canaries.

In the battle at the bottom, rock-bottom Crewe Alexandra ended a 17-match winless run against second-from-bottom Brighton & Hove Albion. Colin Kazim-Richards gave the visitors the lead after 11 minutes but the Alex came back through Lee Bell and Stephen Foster to win at 13/10 odds.

Stoke City dealt a major blow to Millwall�s survival hopes with a 2-1 win at the Britannia Stadium. Ben May gave the 3/1 Lions and unlikely lead after eight minutes but a Carl Hoefkens penalty seven minutes later restored parity. Paul Gallagher�s goal after 57 minutes ensured a home win at odds of 9/10.

The National Hockey League needs to do more to encourage better coverage of the hockey games. With so many other sports realizing national coverage, the NHL is sometimes forgotten. However, this year, there's a race for the Stanley Cup, and only one is review of penis enlargement products set to win it. But which team will that be?

Right now, bookmakers are showing that, while the Philadelphia Flyers were on top only days ago, the odds are now swinging back and forth with the Flyers and other potential contenders such as the Ottawa Senators, as the teams to watch in the sprint for the Stanley Cup this year. Of course, all of the NHL information and stats change daily, but the odds are the best current indicator of which team is certainly a contender for the Stanley Cup of 2006.

However, the race for the 2006 Cup didn't simply begin with the end of the 2005 playing season and the winning of the Stanley Cup for the year. It began over 100 years ago in 1892, at a dinner of the Ottawa Amateur Athletic Association. A speech was delivered that indicated that a challenge cup would be a good idea and that this contest should be held from year to year for the teams in the Dominion of Canada. At the time, that was a grand total of three major teams. You might be accurate in an assumption that the National Hockey League has seen tremendous growth since then.

Lord Stanley purchased a silver cup which by today�s standards would only have a value of only about $50 and appointed Sheriff John Sweetland and Philip D. Ross as trustees of the cup. This Stanley Cup is the same cup that the two men were trustees over all of those years ago.

The winners of each year's Stanley Cup are tasked to hold penis enlargement products the Cup and to return it in good condition to the trustees at year's end so that it may be given to the winner of the next Cup. The Cup is never to become the exclusive property of a single team regardless of how many times that team may win the trophy but each year the winning team's club name and the year are engraved on the silver ring fitted on the Cup.

That very first year, the Stanley Cup was taken by the Montreal Amateur Athletic Association (AAA) hockey club as the winners for 1894. Unfortunately, Lord Stanley was never to witness a championship game or even the presentation of the trophy he had purchased because he returned to England, his homeland, in mid-1893.

The popularity of hockey grew so quickly that in 1895 almost every town in Canada had a team which thrived on hockey. No longer were Ontario, Quebec and Winnipeg the only teams that were ready to take the Stanley Cup. Instead numerous teams came out and all of the teams were strong contenders for the Stanley Cup. In 1896, the Victorias of Montreal versus the Victorias of Winnipeg placed with the Winnipeg team taking the Cup 2 to 0. Less than a year later, a rematch was to occur.

Presented as the greatest sports ever in Winnipeg history, even in the economy of 1896, tickets were scalped for as much as $12 each. Everyone wanted to see this Stanley Cup playoff game. Montreal won this match up 6 to 5 after being down 2 to 0 at halftime. It was documented as the finest match ever played in Canada.

While the early Stanley Cup games differed greatly from today's game, the popularity has continued to rise over the many years. Originally, there were seven men on the ice for each team rather than the six we know today. Sideboards were non-existent and players used very little sports equipment. Injuries were quite common and much more serious than what players of today have to deal with in their hockey games and practices.

The Stanley Cup is considered to be the most famous trophy in the sporting world. It is certainly the oldest trophy competed for by professional athletes, having logged more than 400,000 miles in travel during only the past five seasons. Traditionally, each winning player and team management staff member gets to take the Cup home for one day to share with their friends and family.

No matter how the lines move between now and the final play for this year's Stanley Cup, you simply will not want to miss keeping track as the big day draws closer. This game is the Super Bowl of hockey and it pales in comparison to many other sports as far as national coverage is concerned. The Stanley Cup will be watched by millions, some of whom are not traditionally hockey fans and many who do not know the history behind Lord Stanley�s great purchase. And for a sporting event to be worthy of a trophy which travels over 400,000 miles to note the worthy accomplishments of one lone team, it�s an event that no one should miss especially those behind the major networks! Incidentally, in the humble opinion of many fans, the only true contender this year for the Stanley Cup is the Philadelphia Flyers. What do you think?

Sweet 16 party planning is a big review of penis enlargement products business and for many a big frustration. Unique Sweet 16 parties are difficult to plan and often difficult to afford.

Sweet 16 party planning all starts with a theme. Coming up with a unique theme for a Sweet 16 can be quite difficult, therefore, many parents and their daughters have turned to creating unique variations of popular themes.

One unique Sweet 16 party idea recently created by Pocket-Poet is called The Ice Princess. The Sweet 16 theme is a variation on the popular princess theme.

The announcement of the party was a creative flash presentation e-mailed to family and friends that caught their attention and set the tone for the entire evening.

Scroll invitations were hand-delivered to nearby guests, delivered on a silk pillow.

The decor idea was simple and unique. Silver tablecloths are sprinkled with white and silver glitter and then covered by a clear tablecloth (to prevent your guests being covered in sparkles).

White votive candles are displayed on the table. Green ivy is sprayed with artificial snow. Whole fruits are dipped in syrup and then rolled in granulated sugar to create edible, frozen fruit. The fruit and ivy become a unique and inexpensive centerpiece for your Sweet 16 party.

White twinkle lights can be used to decorate the trees and surrounding foliage and canned snow can be used to add to the frozen effect.

White balloons with wireless iridescent blue lights inside can cover a pool and give the effect of ice, or can be placed around the venue to add to the theme.

An ice sculpture or an ice bar can be a unique touch to your Sweet 16 party theme and can be a focal point for your party as guests are naturally drawn to ice sculptures and bars.

Frozen drinks are in order for a Sweet 16 - virgin drinks for minors, of course. As each guest arrives you can consider handing them a great frozen drink and welcoming them to the Ice Princess' court. Ice cube lights (wireless cubes that light up in liquid)can add a nice touch of elegance to a drink.

Ask a bartender to create a unique signature drink that you name after the guest of honor so people remember the wonderful party and the name of that great drink they had.

Sweet 16 parties need a favor, consider customized poems rolled up as scrolls, candles that fit a regal theme, perhaps tiaras for the ladies and crowns for the men upon arrival.

Speaking of arrivals. For your Sweet 16 birthday party with the Ice Princess theme, do not forget either a red or white carpet runner for the grand entrance. A white carpet runner with more "frozen ivy" and "frozen roses" can be a wonderful touch.

There is plastic dinnerware that looks like expensive china, and plastic utensils that look like real silverware that is becoming easier to find. Using these great looking and inexpensive dinnerware and utensils can help save your budget while also setting your Sweet 16 apart.

Bite-sized foods go well with a princess theme. Snowball cookies or cupcakes can fit the theme, snow cones, shaved ices and Italian ices are all great dessert choices to go along with the cake.

The highlight of any Sweet 16 birthday party is the guest penis enlargement products of honor, of course, and you want to make sure she truly shines on her special night.

Many young ladies celebrating their Sweet 16 have found that they can rent a beautiful gown from a costume rental store, especially those that cater to the movie, television and theater industries. Your entrance into your party can be regal with the right sparkle make-up on your face and a gorgeous rented gown.

For a little tongue-in-cheek moment your prince can arrive to entertain the crowd - a real-life Prince impersonator (the artist formally known as Prince that is).

The key to a successful Sweet 16 party is to have fun and do not feel you need to bust the budget to do so. A variation on a popular Sweet 16 theme can be just the thing to set apart your Sweet 16 from all the other Sweet 16 birthdays.

The plus side of all this spam is its twisted poetry of longing Guardian, UK - Mar 19, 2008 You'd have thought that after 10 years or more of pretty much continual spam there would be nothing fresh to say about enlargement pills, patches, creams, ...

San Diego Union Tribune

King of the pills San Diego Union Tribune, United States - Mar 27, 2008 In animal studies, sildenafil showed promise in treating a dangerous heart enlargement called cardiac hyptertrophy and helped lab rats get over artificially ...

Labels: cialis

posted by ViagramaKain # 2:42 PM